Recreational Insurance

When enjoying the great outdoors, you shouldn’t have to be thinking about your insurance coverage. Whether you own a boat, travel trailer, ATV, or Motor Home, we have flexible coverage options and insurance discounts. 

Get Covered and Get Outside.

If your family enjoys the great outdoors and going on adventurous trips, then you need to make sure you’re always covered.

You may enjoy exploring the backcountry on ATVs, or taking your family and friends out on your boat for daylong getaways. You might consider an RV the perfect way to travel and see our beautiful country.

We understand your active lifestyle and the need to protect the different types of vehicles that go along with it and we want to be there for you. Contact us today to see how our knowledgeable insights can help you choose the right insurance for your recreational vehicles.

What We Cover


Do you love being on the water? Do you spend your weekends cruising the lake with friends? Perhaps you spend your time on your fishing boat hoping for the perfect bass. A boat is a big purchase, and we want to help you protect it. Whatever your nautical preferences may be, we’ve got the coverage you need for your boat.


Whether you’re a rancher, adventurer, or an avid off-roader, your ATV (All-Terrain Vehicle) needs to be covered with insurance. We can provide insurance which will cover you in the case of an accident. 

Motor Home

There’s a motor home for every budget and taste. You might have something basic that you plan to use as your primary camping vehicle. Maybe you’re retired and want to combine travel with staying at home. Any RV is a major investment — and, while it might seem like a house on wheels, that doesn’t mean your homeowners or auto insurance policy provide the coverage you want. We can help you choose the best coverage for your RV.

Travel Trailer

When you hitch a travel trailer to your SUV, what’s the first place you think of? Whether it’s a camping trip in the mountains or a beach vacation, wherever you’re headed, you need to be covered. When you tow a travel trailer with your car – and may have the comforts of home – your auto or home policies may not cover everything you need. Let us help you find the right specialized insurance for your priorities. 

Some Typical Situations


The marina where you dock your cabin cruiser is in the path of an approaching hurricane — you want to get it out of the water and hauled to a safe location as soon as possible. 


Our coverage packages can help with the cost of professional haul-out when a hurricane or tropical storm threatens your boat.


While creeping down a mountain trail on your ATV, a rocky patch catches you off guard — you dislocate your shoulder when you’re thrown to the ground.


Medical payments can help with medical costs when you’re injured in a covered accident.

Potential Risks

A low-hanging branch causes damage

As you’re pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight. 

Your motor home has flood damage

You’re parked next to a river that floods unexpectedly after a heavy rainstorm — leaving your motor home sitting in three feet of water.

A tree damages your trailer

You turn too sharply while maneuvering through a wooded campground — scraping the side of your trailer against a stout oak tree.

There’s a fire in your kitchenette

Your refrigerator’s compressor overheats and starts a fire. You’re able to put it out with an extinguisher, but the kitchenette is ruined.

Request a quote today and find out how we can help you on your next big adventure!