Get Smart

6/25/2020

What Is Umbrella Insurance?

Here’s a brief look at this coverage: - Umbrella insurance helps cover your financial responsibility for injury or loss to someone else. - It supplements the liability coverage provided by your home and auto policies. - It’s an affordable way to protect your assets in case of a lawsuit. - Umbrella coverage limits range from $1 million to $10 million.
6/25/2020

Why Do Some Renovations Go So Terribly Wrong?

From simple projects spinning out of scope and conflicts with contractors to major delays, reno-vating a home is rarely as easy-breezy as reality television portrays it. Here, homeowners re-covering from renovation disasters and building pros get real about keeping projects on the rails.
7/9/2020

When a Car Is Parked for Days (or Weeks), Here Are Five Things You Can Do Today to Help Keep It Primed for Driving

Staying home — and off the roads — is a boon to air quality and traffic. But what does it mean for a car left idle for days or weeks because Covid-19 is keeping us inside? Automotive expert Lauren Fix, the race-car-driver-turned-media-star known as the “Car Coach,” weighs in.
7/9/2020

Do I Want Insurance For A Boat?

Here’s an overview of boat insurance requirements: Some states and marinas require liability coverage on boats. It helps cover the cost of injuries to others and damage to their property if you are liable. You may be able to get limited liability coverage through your home policy. Coverage for your own boat requires a separate boat policy.
7/13/2020

A Road Pro's Five Critical Rules for Avoiding a Crash

It's a winter day. You've been on the road for 30 minutes — and it just stopped raining. Weird, you think, the tires aren't making that faint hum they usually do… Suddenly you feel your car drift sideways. There's a flash of white. When the dust settles, the airbag is in your lap. "I hit a patch of black ice," you tell the officer. "There was nothing I could do."
7/13/2020

Would Renters Insurance Be Worth It if I Don’t Own Much?

Here’s the short answer: Renters insurance provides coverage your personal possessions like furniture, electronics and clothing. It can help cover the cost to replace them with new merchandise at today’s prices. You can also get coverage for temporary living costs if your apartment is damaged. You can also get personal liability coverage with your renters policy.